What is a Bank? | Benki ni Nini?
English:
A bank is a place where people keep their money safely. Banks help people save money, send money, and get loans.
Swahili:
Benki ni mahali ambapo watu huweka pesa zao kwa usalama. Benki husaidia watu kuhifadhi pesa, kutuma pesa, na kupata mikopo.
Why Do People Use Banks? | Kwa Nini Watu Hutumia Benki?
English:
People use banks to:
- Save money
- Send and receive payments
- Get loans
- Pay bills
- Keep money safe
Swahili:
Watu hutumia benki kwa:
- Kuhifadhi pesa
- Kutuma na kupokea malipo
- Kupata mikopo
- Kulipa bili
- Kuhifadhi pesa kwa usalama
Common Banking Terms | Maneno ya Kawaida ya Kibenki
| English | Swahili | Meaning |
|---|---|---|
| Bank Account | Akaunti ya Benki | A place in the bank to keep your money |
| Deposit | Amana | Money you put into the bank |
| Withdrawal | Kutoa Pesa | Taking money from your bank account |
| Loan | Mkopo | Money borrowed from the bank |
| Interest | Riba | Extra money charged or earned on loans |
| ATM | Kiotomotela (ATM) | Machine for getting money from your account |
| Balance | Salio | The amount of money in your account |
Types of Bank Accounts | Aina za Akaunti za Benki
English:
- Savings Account – For saving money
- Current Account – For regular transactions
- Fixed Deposit Account – For saving money long-term
Swahili:
- Akaunti ya Akiba – Kwa kuhifadhi pesa
- Akaunti ya Kawaida – Kwa miamala ya kila siku
- Akaunti ya Amana ya Muda Maalum – Kwa kuhifadhi pesa muda mrefu
How to Open a Bank Account | Jinsi ya Kufungua Akaunti ya Benki
English:
To open a bank account, you may need:
- National ID or passport
- Passport-size photo
- Proof of address
- Starting deposit
Swahili:
Ili kufungua akaunti ya benki, unaweza kuhitaji:
- Kitambulisho cha Taifa au pasipoti
- Picha ndogo ya pasipoti
- Uthibitisho wa mahali unapoishi
- Amana ya kuanzia
How to Use an ATM | Jinsi ya Kutumia Mashine ya ATM
English:
- Insert your ATM card
- Enter your PIN (secret number)
- Choose a service (withdraw, check balance)
- Take your cash and card
Swahili:
- Weka kadi yako ya ATM
- Weka nambari yako ya nywila (PIN)
- Chagua huduma (kutoa pesa, kuangalia salio)
- Chukua pesa zako na kadi
Bank Safety Tips | Vidokezo vya Usalama wa Kibenki
English:
- Don’t share your PIN
- Check your balance regularly
- Use official banking apps or websites
- Report lost cards immediately
Swahili:
- Usimwambie mtu nambari yako ya siri
- Kagua salio lako mara kwa mara
- Tumia programu rasmi au tovuti ya benki
- Ripoti kadi iliyopotea mara moja
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